Welcome to the Ms. Afro Penny blog! I began blogging about my journey to eliminate $130,000.00 of student loan debt on July 4, 2019, as AfroPenny, on a blog entitled Debt End Date. Two and a half years later, I have paid off $50,000.00+ of student loan debt and saved $5,000.00 in an emergency fund, on $50,000.00 an increasing income. Whether you are a new reader or have been reading since the beginning, I hope you will continue to follow my journey and possibly share yours with me.

P.S. My blog name has nothing to do with an interest in courtesy titles or honorifics, and everything to do with my love for Janet, excuse me, Ms. Jackson. Please feel free to call me Afro Penny or just AP (I feel terrible every time someone writes a comment and actually takes the time to write out Ms. Afro Penny. I guess I should have been a bit pithier with my blog title.

Latest from the Blog

The new gig, a move, and other life stuff

As you already know, I did not post last Saturday evening as I planned, and from this, we can learn two things: 1) I am not to be trusted with respect to my intentions to post and 2) life comes at you fast…While I didn’t mention it then, I was actually posting last week from…

February 2023 – Life Update…she’s back

Ya’ll…I know. But life has been life-ing over the past few weeks. I planned to get a post up as soon as I had news, and…I finally have news. Like…she’s back. Post Backlog – Yea…so I still need to get up my 2022 financial recap AND my 2023 financial goals. I have been dragging my…

A room with no view…and a coat.

I want to apologize for alarming some of you with my last two posts. I generally try to write once I have things “worked out” but I realized that waiting for things to settle had become an excuse for not posting at all, so the posts from the past couple of days probably seemed hectic/unsettling…

Get new content delivered directly to your inbox.