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Welcome to the Ms. Afro Penny blog! I began blogging about my journey to eliminate $130,000.00 of student loan debt on July 4, 2019, as AfroPenny, on a blog entitled Debt End Date. Two years later, I have paid off $31,633.43 of student loan debt and saved $5,000.00 in an emergency fund, on $50,000.00 income. Whether you are a new reader, or have been reading since the beginning, I hope you will continue to follow my journey and possibly share yours with me.

P.S. My blog name has nothing to do with an interest in courtesy titles or honorifics, and everything to do with my love for Janet, excuse me, Ms. Jackson. Please feel free to call me Afro Penny or just AP (I feel terrible every time someone writes a comment and actually takes the time to write out Ms. Afro Penny. I guess I should have been a bit more pithy with my blog title.

Latest from the Blog

-$99,927.35: Goodbye, FOREVER, Six Figure Student Loan Debt!

Ya’ll, I almost missed it! I was so focused on chipping away at Private Student Loan 3 (PSL3), and getting that balance below $1,000.00 that I didn’t initially notice that the gig app payment I made on Monday brought me under $100,000.00 in student loan debt. I’m going to be honest, I’m in shock right […]

Gig Tales: The Math

Let’s get one thing straight: Gig apps, like traditional staffing agencies are far more lucrative for those who run them than for those who work for them. This is perhaps true of all businesses, but I think most business have a bit more skin in the game than staffing agencies/gig apps who are middle men […]

Gig Tales: The Apps

For some reason, my 2nd Blogiversary post lit a fire under me with regard to stepping up my efforts to earn additional income. Perhaps it was seeing that I was going to fall short of the goals I had set out for myself at the beginning of the year? Whatever the case may be, I […]

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