Welcome to the Ms. Afro Penny blog! I began blogging about my journey to eliminate $130,000.00 of student loan debt on July 4, 2019, as AfroPenny, on a blog entitled Debt End Date. Two and a half years later, I have paid off $50,000.00+ of student loan debt and saved $5,000.00 in an emergency fund, on $50,000.00 an increasing income. Whether you are a new reader or have been reading since the beginning, I hope you will continue to follow my journey and possibly share yours with me.

P.S. My blog name has nothing to do with an interest in courtesy titles or honorifics, and everything to do with my love for Janet, excuse me, Ms. Jackson. Please feel free to call me Afro Penny or just AP (I feel terrible every time someone writes a comment and actually takes the time to write out Ms. Afro Penny. I guess I should have been a bit pithier with my blog title.

Latest from the Blog

Has reason abandoned me? Being reckless…

Recently I lamented that I have been suffering a bit from debt repayment boredom/fatigue. It feels like more than fatigue because it’s not that I am tired of paying off my debt. Before I got my new job, figuring out how I was going to pay off my massive debt before I turned forty felt […]

May 2022 – Life Update

I have wanted to write for a couple of days now but nothing felt significant enough to warrant its own post so…general life update it is.A Tale of Two Workplaces – My new boss continues to grind my gears. During our weekly 1:1, he passive-aggressively complained that another staff member and I take notes during […]

May 2022 – Student Loan Balance Update

Nothing to see here. To the numbers… July 1, 2019 – Student Loan Balance(s): -$128,663.26 April 1, 2022 – Student Loan Balance: -$79,347.41 May 3, 2022 – Student Loan Balance: -$77,585.35 Total Payments: $2,000.00 Net Difference: $1,762.06 Yea. A bit of a dud. I am really trying to be grateful for this because there was […]

Get new content delivered directly to your inbox.