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Welcome to the Ms. Afro Penny blog! I began blogging about my journey to eliminate $130,000.00 of student loan debt on July 4, 2019, as AfroPenny, on a blog entitled Debt End Date. Two and a half years later, I have paid off $50,000.00+ of student loan debt and saved $5,000.00 in an emergency fund, on $50,000.00 an increasing income. Whether you are a new reader or have been reading since the beginning, I hope you will continue to follow my journey and possibly share yours with me.

P.S. My blog name has nothing to do with an interest in courtesy titles or honorifics, and everything to do with my love for Janet, excuse me, Ms. Jackson. Please feel free to call me Afro Penny or just AP (I feel terrible every time someone writes a comment and actually takes the time to write out Ms. Afro Penny. I guess I should have been a bit pithier with my blog title.

Latest from the Blog

What I spent and earned: October 20th-October 23rd – Overbooked

Between applying for a new job, networking, and social obligations, I have been a bit overbooked the past few days… Variable Expenses Budget: $500.00Spent Today: $42.62 – October 20th through October 23rd Variable Budget Remaining: $11.49 October Income Goal: $2,500.00Earned Today: $356.06 – October 20th and October 21st Earned To Date: $1,580.12*Goal Remaining: ($919.88) The […]

What I spent and earned: October 18th and 19th – For posterity…

I’m just getting this up to get it up… Variable Expenses Budget: $500.00Spent Today: $53.41 – Over the 18th and 19th Variable Budget Remaining: $55.46 October Income Goal: $2,500.00Earned Today: $311.70 – Over the 18th and 19th Earned To Date: $1,224.06*Goal Remaining: ($1,275.94) $55.46 for the next ten days…right. A lot going on over the […]

What I spent and earned: October 17th – On my feet…

I’m bored but I’m basically getting paid to exercise… Variable Expenses Budget: $500.00Spent Today: $0.00 – Yay!Variable Budget Remaining: $108.87 October Income Goal: $2,500.00Earned Today: $132.72* Earned To Date: $912.36*Goal Remaining: ($1,587.64) It finally feels like autumn here in the southern parts of the U.S. and I am far more excited for the turn of […]

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