Welcome to the Ms. Afro Penny blog! I began blogging about my journey to eliminate $130,000.00 of student loan debt on July 4, 2019, as AfroPenny, on a blog entitled Debt End Date. A little over a year later, I have paid off $15,435.96 of student loan debt on a modest income. Whether you are a new reader, or have been reading since the beginning, I hope you will continue to follow my journey and possibly share yours with me.

P.S. My blog name has nothing to do with an interest in courtesy titles or honorifics, and everything to do with my love for Janet, excuse me, Ms. Jackson. Please feel free to call me Afro Penny or just AP (I feel terrible every time someone writes a comment and actually takes the time to write out Ms. Afro Penny. I guess I should have been a bit more pithy with my blog title.

Latest from the Blog

Blogiversary: Year 2

Despite recent events, I am in a much better place mentally, emotionally, and financially, if not physically (working on that), than I was last year. For that reason, pardon me as I fully turn up the Tony! Toni! Toné! and host a somewhat more jubilant celebration of my 2nd Blogiversary. (WARNING: Lengthy post ahead…) Whoot, […]

July 2021 – Student Loan Balance(s) Update

To the unexciting and decidedly ho hum numbers… Account Debt Debt (7/1/19) Min. Payment Interest Rate Private Student Loan 1 $0.00 -$10,231.32 $110.46 0.000% Private Student Loan 3 -$2,325.63 -$12,580.49 $153.82 6.590% Private Student Loan 4 -$9,502.33 -$13,280.33 $45.40 3.625% Private Student Loan 2 -$6,853.77 -$8,271.15 $93.30 5.090% Federal Student Loan 1 -$21,440.37 -$20,583.34 $0.00 […]

That time my room flooded…

This post title should seem terrifyingly familiar to a post I wrote almost exactly six months ago… As of today, I have been in my new place for exactly thirty days. Move-in day did not go smoothly and a couple of things had to happen so that I could be comfortable (more on that later). […]

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