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Welcome to the Ms. Afro Penny blog! I began blogging about my journey to eliminate $130,000.00 of student loan debt on July 4, 2019, as AfroPenny, on a blog entitled Debt End Date. Two years later, I have paid off $31,633.43 of student loan debt and saved $5,000.00 in an emergency fund, on $50,000.00 income. Whether you are a new reader, or have been reading since the beginning, I hope you will continue to follow my journey and possibly share yours with me.

P.S. My blog name has nothing to do with an interest in courtesy titles or honorifics, and everything to do with my love for Janet, excuse me, Ms. Jackson. Please feel free to call me Afro Penny or just AP (I feel terrible every time someone writes a comment and actually takes the time to write out Ms. Afro Penny. I guess I should have been a bit more pithy with my blog title.

Latest from the Blog

Gig Income Report (Earned through 09/17/21): $0.00

For the week ending 09/17/21, I worked zero (0) shifts for a total of 0.00 hours, and earned $0.00, resulting in an extra student loan payment of $0.00. This has become a pretty common pattern for me: a good week followed by a goose egg. This past week(end) had little to do with my willingness […]

Gig Income Report (Earned through 09/10/21): $240.80

For the week ending 09/10/21, I worked two (2) shifts for a total of 15.00 hours, and earned $240.80, resulting in an extra student loan payment of $198.56. Not much to say as it was a rather average weekend. Unfortunately, next week’s update with likely be $0.00 as I am on-call this weekend for my […]

Gig Income Report (Earned through 09/02/21): $0.00

For the week ending 09/02/21, I worked zero (0) shifts for a total of 0.00 hours, and earned $0.00, resulting in an extra student loan payment of $0.00. This should come as a surprise to no one as I waxed poetic about whether or not I was being a lazy heffa by not working over […]

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