Welcome to the Ms. Afro Penny blog! I began blogging about my journey to eliminate $130,000.00 of student loan debt on July 4, 2019, as AfroPenny, on a blog entitled Debt End Date. Two and a half years later, I have paid off $50,000.00+ of student loan debt and saved $5,000.00 in an emergency fund, on $50,000.00 an increasing income. Whether you are a new reader or have been reading since the beginning, I hope you will continue to follow my journey and possibly share yours with me.

P.S. My blog name has nothing to do with an interest in courtesy titles or honorifics, and everything to do with my love for Janet, excuse me, Ms. Jackson. Please feel free to call me Afro Penny or just AP (I feel terrible every time someone writes a comment and actually takes the time to write out Ms. Afro Penny. I guess I should have been a bit pithier with my blog title.

Latest from the Blog

A room with no view…and a coat.

I want to apologize for alarming some of you with my last two posts. I generally try to write once I have things “worked out” but I realized that waiting for things to settle had become an excuse for not posting at all, so the posts from the past couple of days probably seemed hectic/unsettling…

I forgot my coat.

It was a long day.I left the south a bit later than I had planned and arrived at a small, public university, in an only electorally significant, midwestern state, just thirteen minutes before my first MCAT prep class began. There was nothing surprising about the course content and I was significantly less anxious about the…

Happy Lunar New Year!

Yea…2022 was kind of a crap year for me (much of it my own making) and the earliest bit of 2023 has felt like a hangover (fixing ish that went wrong in 2022). But now I’m mostly healed up, feeling better, and ready to begin 2023 in earnest. I need this year to be better.…

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