Welcome to the Ms. Afro Penny blog! I began blogging about my journey to eliminate $130,000.00 of student loan debt on July 4, 2019, as AfroPenny, on a blog entitled Debt End Date. A little over a year later, I have paid off $15,435.96 of student loan debt on a modest income. Whether you are a new reader, or have been reading since the beginning, I hope you will continue to follow my journey and possibly share yours with me.

P.S. My blog name has nothing to do with an interest in courtesy titles or honorifics, and everything to do with my love for Janet, excuse me, Ms. Jackson.

Latest from the Blog

October 2020 – Student Loan Balance(s) Update

Okay, this is the post I have been dreading. The one where I have to reflect on making negligible student loan debt repayment progress because I am focused on beefing up my emergency fund to cover three months worth of expenses ($5,000.00). Ugh. To the numbers… Account Debt Min. Payment Interest Rate Private Student Loan […]

Income Update/Am I saving enough?

I know, I know. The same woman who was so impatient to get back to debt repayment that she made a post about it, is now asking, “Am I saving enough?” I will address what led me to ask this question momentarily. First, an income update… Part Time Job As I shared in an earlier […]

Penny Pincher Meals – Zucchini Pasta

Zucchini is not the cheapest vegetable but this dish includes so few ingredients that it doesn’t really matter. I began making this after I found a spiralizer at Kroger for only $4.50. It’s so easy (total prep and cooking time is less than ten minutes) and cheap, that it’s now a staple meal for me. […]

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