Welcome to the Ms. Afro Penny blog! I began blogging about my journey to eliminate $130,000.00 of student loan debt on July 4, 2019, as AfroPenny, on a blog entitled Debt End Date. A little over a year later, I have paid off $15,435.96 of student loan debt on a modest income. Whether you are a new reader, or have been reading since the beginning, I hope you will continue to follow my journey and possibly share yours with me.

P.S. My blog name has nothing to do with an interest in courtesy titles or honorifics, and everything to do with my love for Janet, excuse me, Ms. Jackson. Please feel free to call me Afro Penny or just AP (I feel terrible every time someone writes a comment and actually takes the time to write out Ms. Afro Penny. I guess I should have been a bit more pithy with my blog title.

Latest from the Blog

April 2021 – Student Loan Balance(s) Update

Nothing worthy of a preamble. To the numbers… Account Debt Min. Payment Interest Rate Private Student Loan 1 $0.00 $110.46 0.000% Private Student Loan 3 -$6,136.07 $153.82 6.620% Private Student Loan 4 -$9,549.80 $245.40 3.750% Private Student Loan 2 -$7,046.73 $93.30 5.120% Federal Student Loan 1 -$21,440.37 $0.00 6.800% Federal Student Loan 2 -$13,946.84 $0.00 […]

April 2021 Budget

As promised, my April 2021 budget. Usually, I’d just drop this here and say the budget is pretty self-explanatory but a lot has changed since my last posted budget in December 2020 (apartment flooded and I moved in with my parents) so I will try to succinctly review those changes below… Income The biggest change […]

The so-called “Boomerang Child”

Oooooo-kay. It has been some time since I posted a budget. There was some laziness at the beginning of winter, followed by the unexpected flooding of my apartment, and me moving out of my apartment and moving in with my parents. The winter was…eventful, but I am looking forward to spring. Because my finances have […]

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