Welcome to the Ms. Afro Penny blog! I began blogging about my journey to eliminate $130,000.00 of student loan debt on July 4, 2019, as AfroPenny, on a blog entitled Debt End Date. Two and a half years later, I have paid off $50,000.00+ of student loan debt and saved $5,000.00 in an emergency fund, on $50,000.00 an increasing income. Whether you are a new reader or have been reading since the beginning, I hope you will continue to follow my journey and possibly share yours with me.

P.S. My blog name has nothing to do with an interest in courtesy titles or honorifics, and everything to do with my love for Janet, excuse me, Ms. Jackson. Please feel free to call me Afro Penny or just AP (I feel terrible every time someone writes a comment and actually takes the time to write out Ms. Afro Penny. I guess I should have been a bit pithier with my blog title.

Latest from the Blog

2023 Financial Goals

“Better late than never,” “a spring start,” “spring is the time for plans and projects,” and all that…So a quarter way through 2023 and I can honestly say that this year already has one up on 2022. I’m living alone in an amazing apartment (who knew dishwashers did something other than be broken and hold…

April 2023 – Life Update

As always, I know. Let’s just get to it…The Job – Things at University B are actually going pretty great. Boss Lady continues to be exactly who I thought she was and this job feels…familiar. It is the same role I had at University A and there is no real “learning curve” for me. I…

2022 Financial Review

Author note: I began writing this post on December 31, 2022, and just never got around to publishing it because I was a bit depressed and checked out at the time. For that reason, it is a bit melancholy and doesn’t reflect where I am now (employed full-time, going to the gym, happier, and generally…

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