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Welcome to the Ms. Afro Penny blog! I began blogging about my journey to eliminate $130,000.00 of student loan debt on July 4, 2019, as AfroPenny, on a blog entitled Debt End Date. Two and a half years later, I have paid off $50,000.00+ of student loan debt and saved $5,000.00 in an emergency fund, on $50,000.00 an increasing income. Whether you are a new reader or have been reading since the beginning, I hope you will continue to follow my journey and possibly share yours with me.

P.S. My blog name has nothing to do with an interest in courtesy titles or honorifics, and everything to do with my love for Janet, excuse me, Ms. Jackson. Please feel free to call me Afro Penny or just AP (I feel terrible every time someone writes a comment and actually takes the time to write out Ms. Afro Penny. I guess I should have been a bit pithier with my blog title.

Latest from the Blog

September 2022 – Student Loan Balance Update

To the numbers… July 1, 2019 – Student Loan Balance(s): -$128,663.26 August 1, 2022 – Student Loan Balance: -$67,197.82September 1, 2022 – Student Loan Balance: -$67,197.00 Total Payments: $200.00 Net Difference: $0.82 Nothing to see here…I know! I owe you all an explanation for my absence. I so appreciate everyone who left me a comment […]

August 2022 – Student Loan Balance Update

If you read my 3rd blogiversary post, then there are likely no surprises here. But for the posterity…to the numbers! July 1, 2019 – Student Loan Balance(s): -$128,663.26 July 1, 2022 – Student Loan Balance: -$69,998.37August 1, 2022 – Student Loan Balance: -$67,197.82 Total Payments: $3,000.00 Net Difference: $2,800.55 Not bad. July was an eventful […]

The Finances of Resignation

I know I said that I would be back on Friday with my next steps, and I will, but that post will largely focus on my job/career outlook. As I sat down to do my second, only slightly neurotic financial assessment of my pending unemployment, I thought I’d share my assessment here. Retirement I’ve decided […]

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