Welcome to the Ms. Afro Penny blog! I began blogging about my journey to eliminate $130,000.00 of student loan debt on July 4, 2019, as AfroPenny, on a blog entitled Debt End Date. A little over a year later, I have paid off $15,435.96 of student loan debt on a modest income. Whether you are a new reader, or have been reading since the beginning, I hope you will continue to follow my journey and possibly share yours with me.

P.S. My blog name has nothing to do with an interest in courtesy titles or honorifics, and everything to do with my love for Janet, excuse me, Ms. Jackson.

Latest from the Blog

2021 Financial Goals

Happy New Year! If you read my 2020 Financial Review, then you know what this past year looked like for me financially. My moderate success in 2020 has made me bold, and to reach my 2021 financial goals, I’m gonna have to hustle my tush off. WARNING: This is a long post. 1) Reduce my […]

January 2021 – Student Loan Balance(s) Update

Happy New Year! My only wish for this new year (I know wishes aren’t a thing) is that 2021 is just…better. With that said, I am feeling extremely motivated and ready to get-it. To the numbers! Account Debt Min. Payment Interest Rate Private Student Loan 1 $0.00 $110.46 0.000% Private Student Loan 3 -$10,666.59 $153.82 […]

2020 Financial Review

My last post of 2020! I’m so relieved. 2020 has been…a lot. As I compiled this year-end review, I had to take more than a moment to acknowledge how fortunate I have been as, unlike millions of American families, I remained employed throughout the year and did not struggle with housing, food, health care, or […]

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