-$99,927.35: Goodbye, FOREVER, Six-Figure Student Loan Debt!

Y’all, I almost missed it! I was so focused on chipping away at Private Student Loan 3 (PSL3), and getting that balance below $1,000.00 that I didn’t initially notice that the gig app payment I made on Monday brought me under $100,000.00 in student loan debt.

I’m going to be honest, I’m in shock right now. I don’t know how to feel. And I can’t even call anyone because I have never told anyone exactly how much student loan debt I have. I guess it will have to be a solo turnup at home this evening. I’m smiling so hard my face hurts.

While writing this, I did a cursory search of the internet to see if there were posts from other folks celebrating making it under the six-figure mark. I haven’t really found anything so I went and read an oldie but goodie from Double Debt Single Woman.

I’ll leave the long breakdown post for August 1st where my balance should be a few dollars higher, due to interest, but still below six figures. As I get paid monthly, August 1st will also be the day to celebrate finally paying off PSL3, and moving on to the next student loan.

Until then, thank you all so much for your support throughout this journey. Because of you, I had someplace to come to share my excitement.

8 thoughts on “-$99,927.35: Goodbye, FOREVER, Six-Figure Student Loan Debt!

    • Thank you, C!!! I kept it pretty low-key and frugal lol. But IDK, this was the first moment on my journey where I feel like I “accomplished” something. I think it’s harder when your debt is in excess of $100K. Now, every ten thousand dollars will be a milestone. My eyes are now firmly fixed on getting below $90K this year.


  1. Congrats!!! So excited for you and for the next milestones to come. Chipping away $10k at a time just seems a lot less daunting when you’re UNDER six figures debt! 🥳🥳


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