-$89,467.82: Goodbye, FOREVER, $90,000.00+ Student Loan Debt!

While I almost missed getting under $100,000.00 in student loan debt, that was not the case with getting under $90,000.00. I have been analyzing for some time if I could do it and then when it might happen. Honestly, I am shocked that it happened this early in the month as I expected it wouldn’t happen until the final days of 2021. Let’s look at those glorious numbers:

Private Student Loan 4 (PSL4)
PenFed Refinance Student Loan

As I said in my December 2021 – Student Loan Balance(s) update, PSL4 is doing its best to make it to 2022 but seeing the balance under $1,000.00 has me itching to dispatch it this month…

I don’t know that there really is that much more to say…I just feel so very grateful.

As always, thank you all for the support, particularly those who take the time to comment. You have no idea how much it means to have company along this journey.

8 thoughts on “-$89,467.82: Goodbye, FOREVER, $90,000.00+ Student Loan Debt!

    • I didn’t even notice that but yup…30% gone. Awe, thanks. Indeed…and the refinance is a game-changer for interest on my federal loans. Before the pandemic, they were gaining about $400.00 every month in interest.


  1. Yesss congrats AP!!!! I had no doubts that you’d be able to do it but I’m also pleasantly surprised to see the good news early in the month. 😊 It’s like Christmas came early.


    • Thanks, Avery 🙂 I’m glad you didn’t have doubts cause I sure did until October. Definitely an early Christmas present. Crossing my fingers there is other good news this month.


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