I was checking my AES mobile app once every thirty minutes after 5:30PM EST hoping to see a $0.00 balance when at 9:30PM I was suddenly no longer able to log in. Say what? Apparently, you are only able to use the mobile app when you have a balance. Which is fine because…I DON’T HAVE A BALANCE ANYMORE!
Yea. I did that. And while you all are usually the first and only folks I tell about my debt repayment successes, today the first person I told was actually my dad. It felt good.
Private Student Loan 4 Payment Recap
The story of PSL4 has really been a story of making extra money through gig apps and part-time jobs. There is no way that I would have been able to pay off PSL4 in four and a half months without the extra income earned through hustling and leading a rather bland life. Some days it REALLY sucked and I regretted signing up for a Qwick shift or agreeing to work my schedule part-time hours but ultimately, it made paying off this loan, this year, possible.
Minimum Payment: $245.40
-$9,103.61 – Balance on August 5, 2021 when I began targeting it for repayment.
-$8,611.30 – September 1, 2021 balance
-$6,231.87 – October 1, 2021 balance
-$3,999.98 – November 1, 2021 balance
-$2,558.63 – December 1, 2021 balance
$0.00 – December 16, 2021 balance; will be reflected in my student loan balance update on January 1, 2022.
Within the span of two weeks I have celebrated making it under $90,000.00 in student loan debt AND paying off PSL4. And while that has been beyond amazing, I actually have bigger news to share tomorrow. Until then…THANK YOU, THANK YOU, THANK YOU for all of the support.