My ambitious plan to blog every day in February was quickly derailed after the realities of working a full-time job and a 20-hour a week part-time job began to take their toll. However, the “Lunar Do-Over” was not for naught as my spending in February was severely curbed and I refocused on my financial and personal goals. To the numbers…
July 1, 2019 – Student Loan Balance(s): -$128,663.26
February 1, 2022 – Student Loan Balance(s): –$88,504.21
March 1, 2022 – Student Loan Balance: -$86,645.29
Total Payments: $2,091.09
Net Difference: $1,858.92
Sorry, ya’ll, I messed up. This week sucks in terms of late afternoon and evening commitments, so I was trying to pay all of my March bills early in the day. Unfortunately, I failed to grab a screenshot of my balance before I made my massive (yea, I said it) March 1st payment so the balance displayed on the main page (the screengrab I usually share with you all) is much lower than it was this morning. So instead of the usual account landing page screengrab, my update this month is just a screengrab of the loan transaction log (my March 1st balance results from me adding the $550.00 payment that was made this morning back to the resulting balance of $86,095.29).
That screengrab screwup aside, February was a much better month in terms of my spending, however, because I pay debt based on the previous month’s income, how financially fruitful February was won’t become apparent until April 1st when my March 1st payments are reflected. I was actually pennies below my February miscellaneous budget until a terrible work one-on-one with my new boss resulted in me buying myself a couple of salad kits and a carton of sorbet for lunch and dinner yesterday ($14.68) in an effort to eat my feelings. This ended up pushing me $14.15 OVER my budget on the last day of the month. I have…few regrets.