Nothing to see here. To the numbers…
July 1, 2019 – Student Loan Balance(s): -$128,663.26
April 1, 2022 – Student Loan Balance: -$79,347.41
May 3, 2022 – Student Loan Balance: -$77,585.35
Total Payments: $2,000.00
Net Difference: $1,762.06
Yea. A bit of a dud. I am really trying to be grateful for this because there was a time when $2,000.00 was a significant stretch. However, coming after my massive March payoff, it feels particularly pathetic. I spent most of April out of state (which is why this update is getting up late), hanging out with my best friend. April felt more spendy than it actually was because I had savings set aside for my travel. This meant I avoided the post-travel financial hangover and my May 1st payment put me back on track to meet my 2022 financial goals.
I am headed home today and I expect a return to disciplined spending this month. In fact, I am really hoping a bit of frugality in May sees my student loan balance dip below $70,000.00 after my June 1st debt payment. Fingers crossed.