Blogiversary: Year 3

It seems like the American experiment in democracy is crumbling, inflation is wild, and I don’t think I can vote myself out of being systemically stripped of rights but financially, I’m in a decent place. A better place than I have been in a long, long time. In fact, after my August 1st payment, I […]

July 2022 – Student Loan Balance Update

If you tuned in for my super lowkey celebration of making it under $70,000.00 in student loan debt, this post contains nothing new…but let’s take a look anyway…to the numbers… July 1, 2019 – Student Loan Balance(s): -$128,663.26 June 1, 2022 – Student Loan Balance: -$74,672.59July 1, 2022 – Student Loan Balance: -$69,998.37 Total Payments: […]

Perspectives change…

It’s shocking how much money, or specifically, more of it, changes your perspective. And apparently, it needn’t be a great deal of money. In my instance, all that was needed was $26,000.00… Back in January 2020, prior to the worldwide onset of the COVID-19 pandemic, I was invited to serve as an evening coordinator for […]

-$69,797.59: Goodbye, FOREVER, $70,000+ Student Loan Debt!

I needed this. I wasn’t supposed to reach this milestone this month but I needed this, so I made it happen. “I made it happen,” is the TLDR version. In reality, this was made possible by the fact that I will be essentially working evenings/nights at a summer camp this month, which provides $500.00 in […]

June 2022 – Student Loan Balance Update

To the numbers… July 1, 2019 – Student Loan Balance(s): -$128,663.26 May 3, 2022 – Student Loan Balance: -$77,585.35 June 1, 2022 – Student Loan Balance: -$74,672.59 Total Payments: $3,120.00 Net Difference: $2,912.76 Better. Still not the $4,000.00 payment I could make if all my ducks are really in a row but better than April. […]

Needing a break…

I moved to the city in which I currently live shortly before the pandemic. I didn’t really have time to get to know people or make friends, and for the most part, I was okay with that. However, as the pandemic waned, I began making friends…a lot of friends. This past weekend, I had a […]

Has reason abandoned me? Being reckless…

Recently I lamented that I have been suffering a bit from debt repayment boredom/fatigue. It feels like more than fatigue because it’s not that I am tired of paying off my debt. Before I got my new job, figuring out how I was going to pay off my massive debt before I turned forty felt […]

May 2022 – Life Update

I have wanted to write for a couple of days now but nothing felt significant enough to warrant its own post so…general life update it is.A Tale of Two Workplaces – My new boss continues to grind my gears. During our weekly 1:1, he passive-aggressively complained that another staff member and I take notes during […]

May 2022 – Student Loan Balance Update

Nothing to see here. To the numbers… July 1, 2019 – Student Loan Balance(s): -$128,663.26 April 1, 2022 – Student Loan Balance: -$79,347.41 May 3, 2022 – Student Loan Balance: -$77,585.35 Total Payments: $2,000.00 Net Difference: $1,762.06 Yea. A bit of a dud. I am really trying to be grateful for this because there was […]

Dating and Debt: Would you date someone in debt?

In the waning weeks of 2021, I joined Instagram as me (as opposed to Afrop Penny) after refusing to join for years. Much as I expected, it is the same fun, interactive, time sink that Facebook was when I joined in 2004; I haven’t been on Facebook in years. However, perhaps that is true of […]


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