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April 2021 – Student Loan Balance(s) Update

Nothing worthy of a preamble. To the numbers… Account Debt Min. Payment Interest Rate Private Student Loan 1 $0.00 $110.46 0.000% Private Student Loan 3 -$6,136.07 $153.82 6.620% Private Student Loan 4 -$9,549.80 $245.40 3.750% Private Student Loan 2 -$7,046.73 $93.30 5.120% Federal Student Loan 1 -$21,440.37 $0.00 6.800% Federal Student Loan 2 -$13,946.84 $0.00 […]

April 2021 Budget

As promised, my April 2021 budget. Usually, I’d just drop this here and say the budget is pretty self-explanatory but a lot has changed since my last posted budget in December 2020 (apartment flooded and I moved in with my parents) so I will try to succinctly review those changes below… Income The biggest change […]

The so-called “Boomerang Child”

Oooooo-kay. It has been some time since I posted a budget. There was some laziness at the beginning of winter, followed by the unexpected flooding of my apartment, and me moving out of my apartment and moving in with my parents. The winter was…eventful, but I am looking forward to spring. Because my finances have […]

March 2021 – Life Update

Alright. I realize that I owe you all some explanation as to where I have been, what I have been doing, or, at the very least, why I have fallen all the way off my New Year’s resolution to post weekly. The truth is fairly simple: I have been busy, tired, or wanting for a […]

March 2021 – Student Loan Balance(s) Update

To the numbers! Account Debt Min. Payment Interest Rate Private Student Loan 1 $0.00 $110.46 0.000% Private Student Loan 3 -$8,454.39 $153.82 6.620% Private Student Loan 4 -$9,564.89 $245.40 3.750% Private Student Loan 2 -$7,109.52 $93.30 5.140% Federal Student Loan 1 -$21,440.37 $0.00 6.800% Federal Student Loan 2 -$13,946.84 $0.00 5.310% Federal Student Loan 3 […]

My car. My car debt.

Okay. Let’s talk about it. One of the things I appreciate most about this blog is that I can be entirely transparent about my finances…if not entirely transparent about my identity. I find this not only allows me to talk about the financial stuff I wouldn’t really feel comfortable talking about elsewhere but it also […]

Student Loan Interest: 2019 vs 2020

Yeah, yeah, yeah…I’m going to save my excuses. I’ve decided that if I get one post up per week then I am meeting my posting goal. Saturday, while working university programming, I decided to try and multi-task and get my taxes done during the lulls. My taxes are pretty straight forward and I usually qualify […]

Forbearance or no forbearance?

This post is coming in after my self-imposed Friday posting deadline because 1) I am studying for general physics and organic chemistry exams next week, and 2) I hate posting just to post, and I wasn’t sure I had anything about which to write until this evening… This evening, I received an email from American […]

February 2021 – Student Loan Balance(s) Update

No preamble. To the numbers… Account Debt Min. Payment Interest Rate Private Student Loan 1 $0.00 $110.46 0.000% Private Student Loan 3 -$9,646.94 $153.82 6.640% Private Student Loan 4 -$9,782.78 $245.40 3.750% Private Student Loan 2 -$7,174.85 $93.30 5.140% Federal Student Loan 1 -$21,440.37 $0.00 6.800% Federal Student Loan 2 -$13,946.84 $0.00 5.310% Federal Student […]

I’m moving.

I’ve finally finished working for the day. I have to work tomorrow. And I’m just getting this post in under my self-imposed Friday deadline. Also, I don’t want the pennyfolk to think I’m a flighty person. I mean, historically I have been, but I’m I trying to be better. I was a bit too optimistic […]

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