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2021 Financial Goals

Happy New Year! If you read my 2020 Financial Review, then you know what this past year looked like for me financially. My moderate success in 2020 has made me bold, and to reach my 2021 financial goals, I’m gonna have to hustle my tush off. WARNING: This is a long post. 1) Reduce my […]

January 2021 – Student Loan Balance(s) Update

Happy New Year! My only wish for this new year (I know wishes aren’t a thing) is that 2021 is just…better. With that said, I am feeling extremely motivated and ready to get-it. To the numbers! Account Debt Min. Payment Interest Rate Private Student Loan 1 $0.00 $110.46 0.000% Private Student Loan 3 -$10,666.59 $153.82 […]

2020 Financial Review

My last post of 2020! I’m so relieved. 2020 has been…a lot. As I compiled this year-end review, I had to take more than a moment to acknowledge how fortunate I have been as, unlike millions of American families, I remained employed throughout the year and did not struggle with housing, food, health care, or […]

Penny Pincher Meals: Not Your College Ramen

While I didn’t have ramen for Christmas dinner, it is one of my favorite (and cheapest) autumn/winter meals…also this post has been languishing in my “drafts” for several months. In the United States, ramen is a largely misunderstood dish by those not of East Asian descent. While “ramen” is a hearty soup, usually made of […]

Today, I quit.

Yea, that title is a little…dramatic. But this is a blog, and I gotta keep it interesting. The title is also little…inaccurate. I began writing this post more than two weeks ago when I sent my letter of resignation to my part-time employer. I had been wanting to do it for some time, for a […]

Private Student Loan 3 (PSL3)

The time has finally come… As a result of meeting my three (3) month emergency fund goal on December 1st, today, with my first part-time job paycheck of December, I get to return to aggressive student loan repayment. I. AM. SO. EXCITED! Earlier this year I asked the readers of this blog which student loan(s) […]

December 2020 Budget Forecast / November 2020 Budget Review

November wasn’t terrible. To the numbers… November 2020 Budget Review This overage is a bit deceptive as it was actually “planned” spending on Christmas gifts. While I could have waited until December so that I didn’t have to count the “overage” in November, it made more sense to save money on some Black Friday/Cyber Monday […]

December 2020 – Student Loan Balance(s) Update

To the numbers! Account Debt Min. Payment Interest Rate Private Student Loan 1 $0.00 $110.46 0.000% Private Student Loan 3 -$11,355.00 $153.82 6.650% Private Student Loan 4 -$10,215.87 $245.40 3.750% Private Student Loan 2 -$7,298.74 $93.30 5.150% Federal Student Loan 1 -$21,440.37 $0.00 6.800% Federal Student Loan 2 -$13,946.84 $0.00 5.310% Federal Student Loan 3 […]

November 2020 Budget Forecast / October 2020 Budget Review

I overspent in my October 2020 budget by $454.68. There. I said it. Let’s get to why I am not freaking out as badly as I might during any other month… October 2020 Budget Review YIKES! What the heck happened? I was so excited as I was creating this budget that I put a note […]

November 2020 – Student Loan Balance(s) Update

To the numbers… Account Debt Min. Payment Interest Rate Private Student Loan 1 $0.00 $110.46 0.000% Private Student Loan 3 -$11,447.27 $153.82 6.660% Private Student Loan 4 -$10,429.97 $245.40 3.750% Private Student Loan 2 -$7,361.36 $93.30 5.160% Federal Student Loan 1 -$21,440.37 $0.00 6.800% Federal Student Loan 2 -$13,946.84 $0.00 5.310% Federal Student Loan 3 […]

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