Gig Income Report (Earned through 10/15/21): $618.84

For the week ending 10/15/21, I worked two (2) shifts for a total of 17.51 hours, and earned $618.84, resulting in an extra student loan payment of $400.00.

I KNOW! This was the most lucrative gig week ever thanks to a shift that paid $30.00/hour and a $150.00 cash tip from the same event (which I am reporting for tax purposes). The event was super relaxed, in a gorgeous location, and the rate was so high because it was a really last minute shift (I agreed to work at 11:00AM and had to be onsite by 12:00PM). That is often where the money in gig work is and you have to balance holding out for last minute gigs at a higher rate of pay against the certainty of working, as those gigs may not materialize and/or someone else may snag the shift before you can. My luck that day was entirely accidental and I had not planned on working that day at all but a friend I met through an earlier gig text me to say, “Girl, they have shifts at over $25.00/hour, be tired later!” Sometimes, it literally pays to have hardworking and motivated friends.

You can read more about how I am landing gigs in Gig Tales: The Apps or how I determine how much money goes towards my student loans in Gig Tales: The Math. Although, at this point, how much I set aside for taxes, gas, and car wear-and-tear is a bit arbitrary. I have now started balancing how much I set aside against recent expenditures (e.g. $705.00 on brand new tires) and the fact that a lot of my gig income expenditures are tax deductible. For the most part, I am withholding (setting aside in savings) between 20-30% of the income I receive from gigs.

Gig Income Report (Earned through 10/08/21): $0.00

For the week ending 10/08/21, I worked one (0) shift for a total of 0.00 hours, and earned $0.00, resulting in an extra student loan payment of $0.00.

This post is just to keep me honest. However, the embarrassment of this goose egg did force me to hustle, resulting in my best paid gig EVER. More on that this Friday.

You can read more about how I am landing gigs in Gig Tales: The Apps or how I determine how much money goes towards my student loans in Gig Tales: The Math.

Gig Income Report (Earned through 10/01/21): $232.50

For the week ending 10/01/21, I worked one (1) shift for a total of 9.30 hours, and earned $232.50, resulting in an extra student loan payment of $200.00.

This post is just to keep me honest. As this amount was reflected in my October 2021 – Student Loan Balance(s) Update, there really isn’t more to be said.

You can read more about how I am landing gigs in Gig Tales: The Apps or how I determine how much money goes towards my student loans in Gig Tales: The Math.

Gig Income Report (Earned through 09/24/21): $0.00

For the week ending 09/24/21, I worked zero (0) shifts for a total of 0.00 hours, and earned $0.00, resulting in an extra student loan payment of $0.00.

Ugh. This is the first time since I started gig work that I have posted two $0.00 extra income weeks in a row. While it is a bit sad, it’s not entirely surprising. Program work for my full time job at University B has ramped up in earnest and I have worked the past two weekends in a row; and I have to work this upcoming weekend as well. This two week goose egg damaged my pride a bit and I took a shift this past Saturday after working for University B just so I didn’t have to post another goose egg this upcoming Friday; it was also a very lucrative shift at $25.00/hour. I both regret it and would do it again.

You can read more about how I am landing gigs in Gig Tales: The Apps or how I determine how much money goes towards my student loans in Gig Tales: The Math.

Gig Income Report (Earned through 09/17/21): $0.00

For the week ending 09/17/21, I worked zero (0) shifts for a total of 0.00 hours, and earned $0.00, resulting in an extra student loan payment of $0.00.

This has become a pretty common pattern for me: a good week followed by a goose egg. This past week(end) had little to do with my willingness to work and everything to do with the fact that I had to cover a last minute, 24-hour, week-long, on-call shift for a colleague and unable to accept gig shifts.

You can read more about how I am landing gigs in Gig Tales: The Apps or how I determine how much money goes towards my student loans in Gig Tales: The Math.

Gig Income Report (Earned through 09/10/21): $240.80

For the week ending 09/10/21, I worked two (2) shifts for a total of 15.00 hours, and earned $240.80, resulting in an extra student loan payment of $198.56.

Not much to say as it was a rather average weekend. Unfortunately, next week’s update with likely be $0.00 as I am on-call this weekend for my main employer and unable accept gigs as a result.

You can read more about how I am landing gigs in Gig Tales: The Apps or how I determine how much money goes towards my student loans in Gig Tales: The Math.

Gig Income Report (Earned through 09/02/21): $0.00

For the week ending 09/02/21, I worked zero (0) shifts for a total of 0.00 hours, and earned $0.00, resulting in an extra student loan payment of $0.00.

This should come as a surprise to no one as I waxed poetic about whether or not I was being a lazy heffa by not working over the weekend. With Squaddie and Pennyfolk support, I’ve decided I wasn’t and that the break was much needed. I am working Saturday and Sunday of the this weekend so my report next week should look better.

You can read more about how I am landing gigs in Gig Tales: The Apps or how I determine how much money goes towards my student loans in Gig Tales: The Math.

Gig Tales: Am I being a lazy heffa?

You may recall in my most recent Gig Income Report that I had no desire to work this weekend…and I didn’t. In fact, as we close in on noon in the Eastern Standard Timezone, I am still in bed. However, initially, this bout of laziness and rest came with a great deal of guilt. I don’t know if other folks in significant debt experience this or if this is an adverse effect of gig apps…

I celebrated a month of using gig apps a couple of days ago and I know this because Qwick sent me a celebratory email. For the most part, I have loved gig apps. They are as advertised and as long and you show up to your shift on time and work hard, all is well. However, one of the things that I didn’t mention in my initial review, Gig Tales: The Apps, is that in addition to seeing gig opportunities as they are posted, the apps will often send you notifications and text messages to let you know that gigs are available, especially if they get a “last minute shift” or have someone call out. Qwick calls them “hero” shifts and in addition to bonus points to your “Qwick Score” for accepting these shifts and no penalty for arriving late, they also offer a bonus percentage on top of the original hourly rate. The rates for these last minutes shifts can creep up quite a bit and I have been offered as much as $22.50/hour to polish silverware. I kid not. And obviously I accepted that gig.

At this point, you might be asking, “So AP, what is the problem? Good pay and you only work when you want to work. Where is the bad?” The bad is that it means that work is always available and that you are always being given the opportunity to work. Yesterday, between Qwick and Tend* I received more than ten text messages and numerous app notifications alerting me to available shifts. I think when you are paying off debt, especially a significant amount of debt, it feels like you don’t have the right to turn down work. I think being “unaware” of work or “unable” to work is a bit easier outside of the apps because it can take a great deal of luck, timing, and energy to arrange casual work. However, with the apps that is not the case. There is always work available, especially on the weekends, and if you aren’t working it’s because you are making a choice not to work.

Ultimately, I asked a male person I have been seeing (not Dude Avery…I know! Maybe more on that later…) if I was being a lazy heffa by not working this weekend and his response was fast and succinct: “No, you need a day off or you will burn out.” While I have known this person since I was 27, like most people, he has no idea how much student loan debt I have. However, for whatever reason, Squaddie (we’re referring to this male person as “Squaddie”) telling me that it was okay to take time off was what I needed to stop looking at my phone and feeling guilty every time I got a ping or a text and finally settle in to enjoying my weekend off. And I have.

*I turned the notifications for Instawork off two weeks ago because they are automated, repetitive, and happen at a very high frequency.
** I recognize that C has been warning of this moment for some time and like most things, she was eventually proven to be correct. Time off is important and I will prioritize it more in upcoming weeks as the start of the academic semester results in my primary job at University B becoming more demanding.

Gig Income Report (Earned through 08/27/21): $373.64

For the week ending 08/27/21, I worked three (3) shifts for a total of 16.22 hours, and earned $373.64, resulting in an extra student loan payment of $263.55.

This was my most lucrative gig week to date but I have been tired most of the week. The academic year at University B started this week and I have already had to work evenings. I’m just $237.50 shy of hitting my gross additional income target of $1000.00 for August but nothing in me wants to work this weekend. We will see…

You can read more about how I am landing gigs in Gig Tales: The Apps or how I determine how much money goes towards my student loans in Gig Tales: The Math.

Gig Income Report (Earned through 08/13/21): $0.00

For the week ending 08/13/21, I worked zero (0) shifts for a total of 0.00 hours, and earned $0.00, resulting in an extra student loan payment of $0.00.

Ugh, that was tough to write. But I caught a cold last weekend and wasn’t in a position to do much more than nap and try not to be too gross (apparently colds are easier to catch than COVID-19 even if you are masked up and social distancing because there are more of them and they are “hardier.” I know…creepy). Given that my gig work is primarily in the food service industry, it was in my best interest and those with whom I might come in contact that I sit on the bench. However, I am feeling much, much better now and will likely pick up some gig work this weekend.

You can read more about how I am landing gigs in Gig Tales: The Apps or how I determine how much money goes towards my student loans in Gig Tales: The Math.